GETTING STARTED

· Lender Pre-approval

· Complete Agency Disclosure Forms

· Complete Property Disclosure Statements

WRITING AN OFFER

· Determine a Price to Offer and Sign the Purchase Contract

ACCEPTING AN OFFER

· Deposit EMD Within One Day of Accepted Offer—personal/cashiers check/money order

· Order Home Inspection—paid prior to inspection

· Receive Sellers Real Property Disclosure Form (SRPD) from the Seller

· Receive Preliminary Title Report Within Ten Days from Escrow

· Purchase Homeowners Insurance and Send Proof of Insurance to your Lender

· Receive Appraisal—may be paid in advance

· Receive HOA CC&Rs of Applicable— Five Day Review

· Possible Miscellaneous Disclosures

· Select a Home Warranty if Applicable

· Contact Utility Companies, Begin Service on Date of Closing

· Sign Lenders Closing Disclosure (CD)

· Final walkthrough— Up to Three Days Prior to Closing

CLOSE OF ESCROW

· Sign Escrow Disclosures

· Sign Final Lenders Disclosures

· Buyers Balance Due—wire only

· Close and Record Transfer of Property

LASTLY

· Transfer of House Keys, Mailbox keys and Garage Remotes if available